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Home / Interest Free Credit

Interest Free Credit - Terms and Conditions

1. Our partner Omni Capital Retail Finance offers an interest free finance repayment plan – 0% APR Representative to Fable & Plumb customers, subject to age and status.

2. If approved, customers will be able to spread the remaining balance of their order over 12 months.

3. To be eligible for interest free credit there is a £750.00 minimum loan amount.

4. The deposit (10% of the order value) must be paid to Fable and Plumb and is not included within the repayment plan.

5. Credit is subject to status, UK residents, age restrictions apply.

Applying for interest free credit

6. To apply for interest free credit, follow and complete the online application form. If you experience any issues please call our customer services team on 0800 107 1230.

7. You will need to have your loan approved by Omni Capital Retail Finance before you pay your deposit and your order is placed.

8. For questions about your loan application, contact Omni Capital Retail Finance at [email protected] or call them on 0333 240 8317 Monday to Friday 8am - 8pm and Saturday 9am - 6pm.

9. Acceptance of credit is subject to credit status.

Finance calculator and eligibility check

10. Use the finance calculator and eligibility checker to see the cost of a loan and how much it will be each month. You can check if you'll be eligible for finance through Omni Capital and your credit score won't be affected.

How to contact Omni Capital Retail Finance

11. Call Omni Capital on 0333 240 8317. Lines are open Monday to Friday 8am – 8pm and Saturday 9am – 6pm or email [email protected]

Loan balance

12. If you have a loan with Omni Capital, you can find out your loan balance using their automated valuation service. Call 0333 240 8317

Disclaimer

13. Plumbs Ltd (Trading as Fable and Plumb) is registered in England and Wales 1113238. Registered office: Brookhouse Mill, Old Lancaster Lane, Preston, Lancashire, PR2 7PZ. Plumbs Ltd (trading as Fable and Plumb) acts as a credit broker and offers credit from Omni Capital Retail Finance. Plumbs Ltd is authorised and regulated by the Financial Conduct Authority, registration number: 7232938. Your application will be subject to a credit check using a recognised credit reference agency as part of our assessment process. Credit is subject to status, UK residents aged 18 years and over. For more information please visit http://www.omnicapitalretailfinance.co.uk/

14. Omni Capital Retail Finance Ltd finance options are subject to individual status and terms and conditions apply. Finance is provided by Omni Capital Retail Finance Ltd which is a credit provider/lender. Plumbs Ltd (trading as Fable & Plumb) does not receive payment for introducing customers to lenders. All named here are authorised and regulated by the Financial Conduct Authority. Omni Capital Retail Finance Ltd is registered in England and Wales 7232938. Registered address: 10 Norwich Street, London, EC4A 1BD. Authorised and regulated by the Financial Conduct Authority, Firm Reference Number: 931265.

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